{"id":10195,"date":"2018-11-07T21:56:02","date_gmt":"2018-11-07T20:56:02","guid":{"rendered":"https:\/\/ilbackpacker.it\/?p=10195"},"modified":"2026-10-29T00:23:59","modified_gmt":"2026-10-28T23:23:59","slug":"platebni-karty-na-cesty","status":"publish","type":"post","link":"https:\/\/ilbackpacker.it\/cs\/zacni-tady\/vybaveni\/platebni-karty-na-cesty\/","title":{"rendered":"Nejlep\u0161\u00ed platebn\u00ed karty pro backpackery v roce 2026"},"content":{"rendered":"<p style=\"text-align: left;\">Kdy\u017e cestuje\u0161, a zvl\u00e1\u0161\u0165 na del\u0161\u00ed dobu, bankovn\u00ed poplatky ti m\u016f\u017eou nen\u00e1padn\u011b ukrajovat z rozpo\u010dtu. Klasick\u00e1 karta si m\u016f\u017ee za mezin\u00e1rodn\u00ed v\u00fdb\u011br z bankomatu \u00fa\u010dtovat 5 \u20ac i v\u00edc, zat\u00edmco u plateb v ciz\u00ed m\u011bn\u011b se k tomu m\u016f\u017ee p\u0159idat p\u0159ir\u00e1\u017eka ke sm\u011bnn\u00e9mu kurzu 2\u20133 % nebo i v\u00edc.<\/p>\r\n<p style=\"text-align: left;\">Dobr\u00e1 zpr\u00e1va je, \u017ee se t\u011bmto n\u00e1klad\u016fm d\u00e1 z velk\u00e9 \u010d\u00e1sti vyhnout. N\u00ed\u017ee ti vysv\u011btl\u00edm, na co se u karty na cesty zam\u011b\u0159it, jak se vyhnout nejb\u011b\u017en\u011bj\u0161\u00edm poplatk\u016fm a kter\u00e9 \u00fa\u010dty te\u010f pova\u017euju za neju\u017eite\u010dn\u011bj\u0161\u00ed pro cestov\u00e1n\u00ed s batohem a dlouhodob\u00e9 cesty.<\/p>\r\n<p style=\"text-align: left;\"><img decoding=\"async\" class=\"img-fluid\" src=\"https:\/\/ilbackpacker.it\/wp-content\/uploads\/2018\/11\/carte_prepagate_per_viaggiare.jpg\" alt=\"\" width=\"1110\" height=\"624\" \/><\/p>\r\n<p style=\"text-align: center;\">Nezapome\u0148 si p\u0159i v\u00fdb\u011bru hotovosti zakr\u00fdt kl\u00e1vesnici rukou!<\/p>\r\n\r\n<h2 style=\"text-align: left;\"><b>Na co se zam\u011b\u0159it u karty na cesty<\/b><\/h2>\r\n<p style=\"text-align: left;\">Podle m\u011b jsou t\u0159i hlavn\u00ed n\u00e1klady, na kter\u00e9 je pot\u0159eba si d\u00e1t pozor:<\/p>\r\n<p style=\"text-align: left;\"><b>Pevn\u00e9 poplatky a poplatky za veden\u00ed \u00fa\u010dtu:<\/b> m\u011bs\u00ed\u010dn\u00ed nebo ro\u010dn\u00ed poplatky, vyd\u00e1n\u00ed karty, p\u0159evody, dob\u00edjen\u00ed a jak\u00e9koli dal\u0161\u00ed pravideln\u00e9 n\u00e1klady.<\/p>\r\n<p style=\"text-align: left;\"><b>Poplatky za v\u00fdb\u011br z bankomatu:<\/b> spousta tradi\u010dn\u00edch bank nab\u00edz\u00ed doma levn\u00e9 nebo bezplatn\u00e9 v\u00fdb\u011bry, ale v zahrani\u010d\u00ed se z nich st\u00e1vaj\u00ed drah\u00e9.<\/p>\r\n<p style=\"text-align: left;\"><b>Poplatky za sm\u011bnu m\u011bny:<\/b> m\u016f\u017eou se \u00fa\u010dtovat jak u v\u00fdb\u011br\u016f, tak u plateb kartou v jin\u00e9 m\u011bn\u011b. \u010casto jsou m\u00e9n\u011b n\u00e1padn\u00e9 ne\u017e pevn\u00fd poplatek za v\u00fdb\u011br z bankomatu, proto\u017ee m\u016f\u017eou b\u00fdt schovan\u00e9 ve sm\u011bnn\u00e9m kurzu.<\/p>\r\n<p style=\"text-align: left;\"><strong>P\u00e1r d\u016fle\u017eit\u00fdch tip\u016f<\/strong><\/p>\r\n<p style=\"text-align: left;\">Poplatek ti nemus\u00ed \u00fa\u010dtovat jen tvoje vlastn\u00ed banka. Sv\u016fj poplatek m\u016f\u017ee p\u0159idat i provozovatel m\u00edstn\u00edho bankomatu a to tv\u016fj poskytovatel karty nijak neovlivn\u00ed. V zem\u00edch, kde se poplatk\u016fm za bankomat ned\u00e1 vyhnout, m\u016f\u017ee\u0161 jejich dopad sn\u00ed\u017eit t\u00edm, \u017ee bude\u0161 vyb\u00edrat v\u011bt\u0161\u00ed \u010d\u00e1stky a m\u00e9n\u011b \u010dasto.<\/p>\r\n<p style=\"text-align: left;\">Taky se vyplat\u00ed si p\u0159ed p\u0159\u00edjezdem do zem\u011b n\u011bco vyhledat na internetu. Zkus t\u0159eba <em>\u201eThailand ATM no fee\u201c<\/em> nebo <em>\u201eMexico ATM no fee\u201c<\/em>. Na f\u00f3rech a cestovatelsk\u00fdch bloz\u00edch \u010dasto najde\u0161 aktu\u00e1ln\u00ed informace o tom, kter\u00e9 banky te\u010f umo\u017e\u0148uj\u00ed levn\u011bj\u0161\u00ed v\u00fdb\u011bry se zahrani\u010dn\u00edmi kartami.<\/p>\r\n<p style=\"text-align: left;\">A hlavn\u011b: pokud ti bankomat nebo platebn\u00ed termin\u00e1l nab\u00eddne p\u0159evod transakce na eura nebo na tvoji dom\u00e1c\u00ed m\u011bnu, <strong>p\u0159evod odm\u00edtni a pla\u0165 v m\u00edstn\u00ed m\u011bn\u011b<\/strong>. \u0158\u00edk\u00e1 se tomu dynamick\u00fd p\u0159evod m\u011bny (Dynamic Currency Conversion) a nab\u00edzen\u00fd kurz je obvykle mnohem hor\u0161\u00ed ne\u017e kurz, kter\u00fd uplatn\u00ed dobr\u00e1 karta na cesty.<\/p>\r\n<p style=\"text-align: left;\">Stejn\u00fd princip plat\u00ed i online: kdy\u017e ti web d\u00e1 na v\u00fdb\u011br, jestli zaplatit v m\u00edstn\u00ed m\u011bn\u011b, nebo nechat web p\u0159epo\u010d\u00edtat cenu na eura, norm\u00e1ln\u011b vol\u00edm p\u016fvodn\u00ed m\u011bnu a p\u0159evod nech\u00e1m na poskytovateli sv\u00e9 karty.<\/p>\r\n\r\n<h2 style=\"text-align: left;\">Nejlep\u0161\u00ed platebn\u00ed karty pro backpackery v roce 2026<\/h2>\r\n<p style=\"text-align: left;\">Tohle jsou \u00fa\u010dty a karty, kter\u00e9 te\u010f pro cestovatele pova\u017euju za nejzaj\u00edmav\u011bj\u0161\u00ed:<\/p>\r\n\r\n<ul>\r\n \t<li style=\"text-align: left;\"><a href=\"https:\/\/traderepublicbank.sjv.io\/c\/1433143\/2135894\/23226?productName=BROKERAGE&amp;countryCode=IT\"><strong>Trade Republic<\/strong><\/a><\/li>\r\n \t<li style=\"text-align: left;\"><a href=\"https:\/\/revolut.com\/referral\/?referral-code=nicolax1cl!APR1-24-AR-L1\"><strong>Revolut<\/strong><\/a><\/li>\r\n \t<li style=\"text-align: left;\"><a href=\"https:\/\/wise.prf.hn\/l\/75dqE2B\"><strong>Wise<\/strong><\/a><\/li>\r\n \t<li style=\"text-align: left;\"><a href=\"https:\/\/n26-eu.c2nwa3.net\/c\/1433143\/659999\/10375\"><strong>N26<\/strong><\/a><\/li>\r\n \t<li style=\"text-align: left;\"><a href=\"https:\/\/www.financeads.net\/tc.php?t=30113C370871230T\"><strong>Curve<\/strong><\/a><\/li>\r\n<\/ul>\r\n<p style=\"text-align: left;\">Jsem tak trochu bl\u00e1zen do \u0161et\u0159en\u00ed a str\u00e1vil jsem a\u017e p\u0159\u00edli\u0161 \u010dasu \u010dten\u00edm sazebn\u00edk\u016f poplatk\u016f, abych zjistil, kter\u00e9 \u00fa\u010dty d\u00e1vaj\u00ed na cestov\u00e1n\u00ed nejv\u011bt\u0161\u00ed smysl. C\u00edl je jednoduch\u00fd: udr\u017eet pevn\u00e9 n\u00e1klady n\u00edzko, vyhnout se p\u0159ir\u00e1\u017ek\u00e1m ke sm\u011bnn\u00e9mu kurzu a vyb\u00edrat v zahrani\u010d\u00ed hotovost, ani\u017e bys za to zaplatil majlant.<\/p>\r\n<p style=\"text-align: left;\"><strong>D\u016fle\u017eit\u00e9:<\/strong> dostupnost a poplatky z\u00e1vis\u00ed na tom, v jak\u00e9 zemi m\u00e1\u0161 bydli\u0161t\u011b, a \u010dasem se m\u016f\u017eou m\u011bnit. \u00dadaje n\u00ed\u017ee se t\u00fdkaj\u00ed hlavn\u011b tarif\u016f dostupn\u00fdch pro lidi s bydli\u0161t\u011bm v It\u00e1lii a v EHP. Ne\u017e si \u00fa\u010det zalo\u017e\u00ed\u0161, v\u017edycky si ov\u011b\u0159 aktu\u00e1ln\u00ed podm\u00ednky poskytovatele.<\/p>\r\n<p style=\"text-align: left;\"><strong>A nikdy necestuj jen s jednou kartou.<\/strong> I ten nejlep\u0161\u00ed \u00fa\u010det je k ni\u010demu, kdy\u017e ti kartu ukradnou, zablokuj\u00ed, po\u0161kod\u00ed se nebo ji spolkne bankomat.<\/p>\r\n\r\n<h3 style=\"text-align: left;\">Rychl\u00e9 srovn\u00e1n\u00ed<\/h3>\r\n<div style=\"overflow-x: auto;\">\r\n<table style=\"width: 100%; border-collapse: collapse;\">\r\n<thead>\r\n<tr>\r\n<th style=\"text-align: left;\">\u00da\u010det<\/th>\r\n<th style=\"text-align: left;\">M\u011bs\u00ed\u010dn\u00ed poplatek<\/th>\r\n<th style=\"text-align: left;\">V\u00fdb\u011bry z bankomat\u016f<\/th>\r\n<th style=\"text-align: left;\">Platby v ciz\u00ed m\u011bn\u011b<\/th>\r\n<th style=\"text-align: left;\">Nejvhodn\u011bj\u0161\u00ed pro<\/th>\r\n<th style=\"text-align: left;\">Odkaz<\/th>\r\n<\/tr>\r\n<\/thead>\r\n<tbody>\r\n<tr>\r\n<td><strong>Trade Republic<\/strong><\/td>\r\n<td>0 \u20ac<\/td>\r\n<td>Od 100 \u20ac zdarma; pod 100 \u20ac poplatek 1 \u20ac<\/td>\r\n<td>\u017d\u00e1dn\u00fd dal\u0161\u00ed poplatek Trade Republic za sm\u011bnu<\/td>\r\n<td>Jednoduch\u00e1 a levn\u00e1 karta na cesty<\/td>\r\n<td><a href=\"https:\/\/traderepublicbank.sjv.io\/c\/1433143\/2135894\/23226?productName=BROKERAGE&amp;countryCode=IT\"><strong>Zalo\u017eit \u00fa\u010det<\/strong><\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Revolut Standard<\/strong><\/td>\r\n<td>0 \u20ac<\/td>\r\n<td>Do 200 \u20ac m\u011bs\u00ed\u010dn\u011b a 5 v\u00fdb\u011br\u016f zdarma; pak 2 % (minim\u00e1ln\u011b 1 \u20ac)<\/td>\r\n<td>Sm\u011bna ve v\u0161edn\u00ed dny bez poplatku do 1000 \u20ac m\u011bs\u00ed\u010dn\u011b; nad limit 1 % a o v\u00edkendu poplatek 1 %<\/td>\r\n<td>Univerz\u00e1ln\u00ed pou\u017eit\u00ed na cest\u00e1ch<\/td>\r\n<td><a href=\"https:\/\/revolut.com\/referral\/?referral-code=nicolax1cl!APR1-24-AR-L1\"><strong>Zalo\u017eit \u00fa\u010det<\/strong><\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Wise<\/strong><\/td>\r\n<td>0 \u20ac<\/td>\r\n<td>Do 250 \u20ac m\u011bs\u00ed\u010dn\u011b zdarma; nad limit 2,69 %<\/td>\r\n<td>St\u0159edov\u00fd kurz plus transparentn\u00ed poplatek za p\u0159evod, zhruba od 0,2 % podle m\u011bny<\/td>\r\n<td>Z\u016fstatky v r\u016fzn\u00fdch m\u011bn\u00e1ch a p\u0159evody<\/td>\r\n<td><a href=\"https:\/\/wise.prf.hn\/l\/75dqE2B\"><strong>Zalo\u017eit \u00fa\u010det<\/strong><\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>N26 Standard \/ Go<\/strong><\/td>\r\n<td>0 \u20ac \/ 9,90 \u20ac<\/td>\r\n<td>Standard: 3 v\u00fdb\u011bry v euroz\u00f3n\u011b zdarma, mimo euroz\u00f3nu 1,7 %. Go: v\u00fdb\u011bry v zahrani\u010d\u00ed zdarma<\/td>\r\n<td>\u017d\u00e1dn\u00fd poplatek za zahrani\u010dn\u00ed transakce u plateb kartou<\/td>\r\n<td>Cestovatel\u00e9, kte\u0159\u00ed cht\u011bj\u00ed klasick\u00fd bankovn\u00ed \u00fa\u010det; Go nav\u00edc nab\u00edz\u00ed cestovn\u00ed v\u00fdhody<\/td>\r\n<td><a href=\"https:\/\/n26-eu.c2nwa3.net\/c\/1433143\/659999\/10375\"><strong>Zalo\u017eit \u00fa\u010det<\/strong><\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Curve Pay<\/strong><\/td>\r\n<td>0 \u20ac<\/td>\r\n<td>V bezplatn\u00e9m tarifu 2 % nebo 2 \u20ac za v\u00fdb\u011br, podle toho, co je vy\u0161\u0161\u00ed<\/td>\r\n<td>Do 250 \u20ac m\u011bs\u00ed\u010dn\u011b bez poplatku; pak 2,99 %. V bezplatn\u00e9m tarifu se plat\u00ed v\u00edkendov\u00fd poplatek<\/td>\r\n<td>Spojen\u00ed n\u011bkolika st\u00e1vaj\u00edc\u00edch karet do jedn\u00e9 pen\u011b\u017eenky<\/td>\r\n<td><a href=\"https:\/\/www.financeads.net\/tc.php?t=30113C370871230T\"><strong>Z\u00edskat Curve<\/strong><\/a><\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<\/div>\r\n<h3 style=\"text-align: left;\">Recenze \u00fa\u010dtu Trade Republic<\/h3>\r\n<img decoding=\"async\" class=\"aligncenter size-full wp-image-7693\" src=\"https:\/\/ilbackpacker.it\/wp-content\/uploads\/2024\/05\/trade_republic_review.png\" alt=\"\" width=\"3004\" height=\"1660\" srcset=\"https:\/\/ilbackpacker.it\/wp-content\/uploads\/2024\/05\/trade_republic_review.png 3004w, https:\/\/ilbackpacker.it\/wp-content\/uploads\/2024\/05\/trade_republic_review-300x166.png 300w, https:\/\/ilbackpacker.it\/wp-content\/uploads\/2024\/05\/trade_republic_review-1024x566.png 1024w, https:\/\/ilbackpacker.it\/wp-content\/uploads\/2024\/05\/trade_republic_review-768x424.png 768w, https:\/\/ilbackpacker.it\/wp-content\/uploads\/2024\/05\/trade_republic_review-1536x849.png 1536w, https:\/\/ilbackpacker.it\/wp-content\/uploads\/2024\/05\/trade_republic_review-2048x1132.png 2048w\" sizes=\"(max-width: 3004px) 100vw, 3004px\" \/>\r\n<p style=\"text-align: center;\"><strong><em>Akcie v hodnot\u011b 10 \u20ac m\u016f\u017ee\u0161 z\u00edskat po dvou investic\u00edch, kdy\u017e zad\u00e1\u0161 k\u00f3d: grj0l4ps<\/em><\/strong><\/p>\r\n<p style=\"text-align: left;\"><a href=\"https:\/\/traderepublicbank.sjv.io\/c\/1433143\/2135894\/23226?productName=BROKERAGE&amp;countryCode=IT\">Trade Republic<\/a> za\u010d\u00ednal jako investi\u010dn\u00ed broker, ale dnes v n\u011bkolika evropsk\u00fdch zem\u00edch, v\u010detn\u011b It\u00e1lie, nab\u00edz\u00ed i b\u011b\u017en\u00fd \u00fa\u010det a debetn\u00ed kartu Visa.<\/p>\r\n<p style=\"text-align: left;\">Na cestov\u00e1n\u00ed jsou podm\u00ednky naprosto jednoduch\u00e9: \u017e\u00e1dn\u00e9 m\u011bs\u00ed\u010dn\u00ed p\u0159edplatn\u00e9, Trade Republic si k platb\u00e1m kartou nep\u0159ipo\u010d\u00edt\u00e1v\u00e1 poplatek za sm\u011bnu m\u011bny a v\u00fdb\u011bry z bankomat\u016f od 100 \u20ac v\u00fd\u0161 jsou zdarma. V\u00fdb\u011bry pod 100 \u20ac stoj\u00ed 1 \u20ac.<\/p>\r\n<p style=\"text-align: left;\">K dispozici je tak\u00e9 funkce Saveback, kter\u00e1 ti vrac\u00ed 1 % z vybran\u00fdch plateb kartou. Pen\u00edze se investuj\u00ed do spo\u0159ic\u00edho pl\u00e1nu podle tv\u00e9ho v\u00fdb\u011bru a Saveback je omezen\u00fd na 15 \u20ac m\u011bs\u00ed\u010dn\u011b. Abys na n\u011bj m\u011bl n\u00e1rok, mus\u00ed\u0161 p\u0159es spo\u0159ic\u00ed pl\u00e1ny investovat aspo\u0148 50 \u20ac m\u011bs\u00ed\u010dn\u011b.<\/p>\r\n<p style=\"text-align: left;\">Pro v\u011bt\u0161inu cestovatel\u016f je to jedna z nejjednodu\u0161\u0161\u00edch mo\u017enost\u00ed, proto\u017ee nemus\u00ed\u0161 hl\u00eddat mal\u00fd m\u011bs\u00ed\u010dn\u00ed limit na v\u00fdb\u011bry z bankomat\u016f. Hlavn\u00edm omezen\u00edm je dostupnost: Trade Republic se nenab\u00edz\u00ed v\u0161ude.<\/p>\r\n<p style=\"text-align: left;\"><b>Trade Republic v kostce:<\/b><\/p>\r\n\r\n<ul style=\"text-align: left;\">\r\n \t<li>\u017d\u00e1dn\u00fd m\u011bs\u00ed\u010dn\u00ed poplatek za \u00fa\u010det.<\/li>\r\n \t<li>Debetn\u00ed karta Visa.<\/li>\r\n \t<li>\u017d\u00e1dn\u00fd dal\u0161\u00ed poplatek Trade Republic za sm\u011bnu m\u011bny u plateb kartou.<\/li>\r\n \t<li>V\u00fdb\u011bry z bankomat\u016f od 100 \u20ac zdarma; pod 100 \u20ac poplatek 1 \u20ac.<\/li>\r\n \t<li>Saveback 1 % z vybran\u00fdch plateb, podm\u00edn\u011bn\u00fd spo\u0159ic\u00edm pl\u00e1nem a s m\u011bs\u00ed\u010dn\u00edm limitem.<\/li>\r\n \t<li>Nejvhodn\u011bj\u0161\u00ed pro cestovatele, kte\u0159\u00ed cht\u011bj\u00ed jednoduchou kartu a co nejm\u00e9n\u011b poplatk\u016f, nad kter\u00fdmi by museli p\u0159em\u00fd\u0161let.<\/li>\r\n<\/ul>\r\n<p style=\"text-align: left;\"><a href=\"https:\/\/traderepublicbank.sjv.io\/c\/1433143\/2135894\/23226?productName=BROKERAGE&amp;countryCode=IT\"><strong>Zalo\u017eit \u00fa\u010det u Trade Republic<\/strong><\/a><\/p>\r\n\r\n<h3 style=\"text-align: left;\">Recenze \u00fa\u010dtu Revolut<\/h3>\r\n<img decoding=\"async\" class=\"aligncenter size-full wp-image-7691\" src=\"https:\/\/ilbackpacker.it\/wp-content\/uploads\/2024\/05\/revolut_review.png\" alt=\"\" width=\"2978\" height=\"1676\" srcset=\"https:\/\/ilbackpacker.it\/wp-content\/uploads\/2024\/05\/revolut_review.png 2978w, https:\/\/ilbackpacker.it\/wp-content\/uploads\/2024\/05\/revolut_review-300x169.png 300w, https:\/\/ilbackpacker.it\/wp-content\/uploads\/2024\/05\/revolut_review-1024x576.png 1024w, https:\/\/ilbackpacker.it\/wp-content\/uploads\/2024\/05\/revolut_review-768x432.png 768w, https:\/\/ilbackpacker.it\/wp-content\/uploads\/2024\/05\/revolut_review-1536x864.png 1536w, https:\/\/ilbackpacker.it\/wp-content\/uploads\/2024\/05\/revolut_review-2048x1153.png 2048w\" sizes=\"(max-width: 2978px) 100vw, 2978px\" \/>\r\n<p style=\"text-align: left;\">Revolut nab\u00edz\u00ed v It\u00e1lii p\u011bt osobn\u00edch tarif\u016f: Standard, Plus, Premium, Metal a Ultra.<\/p>\r\n<p style=\"text-align: left;\"><a href=\"https:\/\/revolut.com\/referral\/?referral-code=nicolax1cl!APR1-24-AR-L1\"><strong>Revolut Standard<\/strong><\/a> nem\u00e1 \u017e\u00e1dn\u00fd m\u011bs\u00ed\u010dn\u00ed poplatek. Ve v\u0161edn\u00ed dny m\u016f\u017ee\u0161 sm\u011bnit a\u017e 1000 \u20ac m\u011bs\u00ed\u010dn\u011b bez dal\u0161\u00edho poplatku za f\u00e9rov\u00e9 u\u017e\u00edv\u00e1n\u00ed (fair usage). Nad tento limit si Revolut \u00fa\u010dtuje 1 %. U\u017eivatel\u00e9 tarifu Standard nav\u00edc plat\u00ed poplatek 1 % za sm\u011bnu m\u011bny o v\u00edkendu.<\/p>\r\n<p style=\"text-align: left;\">V\u00fdb\u011bry z bankomat\u016f jsou zdarma do 200 \u20ac za klouzav\u00fd m\u011bs\u00edc a maxim\u00e1ln\u011b p\u011bt v\u00fdb\u011br\u016f. Jakmile p\u0159ekro\u010d\u00ed\u0161 jeden z limit\u016f, poplatek je 2 % z vybran\u00e9 \u010d\u00e1stky, minim\u00e1ln\u011b 1 \u20ac. Po\u010d\u00edtej s t\u00edm, \u017ee sv\u016fj poplatek si m\u016f\u017ee i tak \u00fa\u010dtovat provozovatel bankomatu.<\/p>\r\n<p style=\"text-align: left;\"><a href=\"https:\/\/revolut.com\/referral\/?referral-code=nicolax1cl!APR1-24-AR-L1\"><strong>Revolut Plus<\/strong><\/a> stoj\u00ed 3,99 \u20ac m\u011bs\u00ed\u010dn\u011b. Hlavn\u00ed zlep\u0161en\u00ed z hlediska cestov\u00e1n\u00ed je vy\u0161\u0161\u00ed m\u011bs\u00ed\u010dn\u00ed limit na sm\u011bnu 3000 \u20ac a ni\u017e\u0161\u00ed v\u00edkendov\u00fd poplatek za sm\u011bnu 0,5 %. Limit na v\u00fdb\u011bry z bankomat\u016f z\u016fst\u00e1v\u00e1 200 \u20ac m\u011bs\u00ed\u010dn\u011b, tak\u017ee pro m\u011b je to pro cestovatele po\u0159\u00e1d nejm\u00e9n\u011b zaj\u00edmav\u00fd tarif.<\/p>\r\n<p style=\"text-align: left;\"><a href=\"https:\/\/revolut.com\/referral\/?referral-code=nicolax1cl!APR1-24-AR-L1\"><strong>Revolut Premium<\/strong><\/a> stoj\u00ed 9,99 \u20ac m\u011bs\u00ed\u010dn\u011b. Sm\u011bna m\u011bny nem\u00e1 \u017e\u00e1dn\u00fd m\u011bs\u00ed\u010dn\u00ed limit f\u00e9rov\u00e9ho u\u017e\u00edv\u00e1n\u00ed ani v\u00edkendovou p\u0159ir\u00e1\u017eku a bezplatn\u00e9 v\u00fdb\u011bry z bankomat\u016f se zvy\u0161uj\u00ed na 400 \u20ac m\u011bs\u00ed\u010dn\u011b.<\/p>\r\n<p style=\"text-align: left;\">Premium zahrnuje i cestovn\u00ed poji\u0161t\u011bn\u00ed pro cesty, kter\u00e9 spl\u0148uj\u00ed podm\u00ednky. Sou\u010dasn\u00e1 pojistka m\u00e1 ale sv\u00e9 podm\u00ednky a v\u00fdluky a Premium a Metal obecn\u011b kryj\u00ed cesty v d\u00e9lce do 30 dn\u00ed. Na dlouhodob\u00e9 cestov\u00e1n\u00ed s batohem bych po\u0159\u00e1d rad\u0161i volil <a href=\"https:\/\/ilbackpacker.it\/cs\/zacni-tady\/bezpecnost\/cestovni-pojisteni\/\">samostatn\u00e9 cestovn\u00ed poji\u0161t\u011bn\u00ed<\/a> ur\u010den\u00e9 pro del\u0161\u00ed cesty.<\/p>\r\n<p style=\"text-align: left;\"><a href=\"https:\/\/revolut.com\/referral\/?referral-code=nicolax1cl!APR1-24-AR-L1\"><strong>Revolut Metal<\/strong><\/a> stoj\u00ed 15,99 \u20ac m\u011bs\u00ed\u010dn\u011b a zvy\u0161uje limit bezplatn\u00fdch v\u00fdb\u011br\u016f z bankomat\u016f na 800 \u20ac m\u011bs\u00ed\u010dn\u011b. Zahrnuje i dal\u0161\u00ed cestovn\u00ed v\u00fdhody a p\u0159edplatn\u00e1. Jestli tyhle bonusy stoj\u00ed za ten poplatek, z\u00e1le\u017e\u00ed \u010dist\u011b na tom, jak moc je vyu\u017eije\u0161.<\/p>\r\n<p style=\"text-align: left;\"><a href=\"https:\/\/revolut.com\/referral\/?referral-code=nicolax1cl!APR1-24-AR-L1\"><strong>Revolut Ultra<\/strong><\/a> stoj\u00ed 55 \u20ac m\u011bs\u00ed\u010dn\u011b a zvy\u0161uje limit na v\u00fdb\u011bry z bankomat\u016f na 2000 \u20ac m\u011bs\u00ed\u010dn\u011b. Nab\u00edz\u00ed spoustu dal\u0161\u00edch v\u00fdhod, ale pro pr\u016fm\u011brn\u00e9ho backpackera se ten m\u011bs\u00ed\u010dn\u00ed poplatek d\u00e1 jen t\u011b\u017eko obh\u00e1jit.<\/p>\r\n<p style=\"text-align: left;\">Jedna u\u017eite\u010dn\u00e1 v\u011bc, kterou je dobr\u00e9 v\u011bd\u011bt: kdy\u017e Revolut uv\u00e1d\u00ed, \u017ee n\u011bjak\u00e1 m\u011bna nen\u00ed podporovan\u00e1 jako z\u016fstatek na \u00fa\u010dtu, nemus\u00ed to nutn\u011b znamenat, \u017ee v t\u00e9 m\u011bn\u011b nem\u016f\u017ee\u0161 kartu pou\u017e\u00edt. V mnoha p\u0159\u00edpadech m\u016f\u017ee\u0161 i tak platit nebo vyb\u00edrat a Revolut transakci automaticky p\u0159evede.<\/p>\r\n<p style=\"text-align: left;\"><b>Revolut v kostce:<\/b><\/p>\r\n\r\n<ul style=\"text-align: left;\">\r\n \t<li>Standard: 0 \u20ac m\u011bs\u00ed\u010dn\u011b; Plus: 3,99 \u20ac; Premium: 9,99 \u20ac; Metal: 15,99 \u20ac; Ultra: 55 \u20ac.<\/li>\r\n \t<li>Limit na sm\u011bnu u tarifu Standard: 1000 \u20ac m\u011bs\u00ed\u010dn\u011b ve v\u0161edn\u00ed dny; Plus: 3000 \u20ac; Premium, Metal a Ultra: bez limitu f\u00e9rov\u00e9ho u\u017e\u00edv\u00e1n\u00ed.<\/li>\r\n \t<li>V\u00edkendov\u00fd poplatek za sm\u011bnu: 1 % u tarifu Standard, 0,5 % u Plus, u Premium, Metal a Ultra \u017e\u00e1dn\u00fd.<\/li>\r\n \t<li>Limit bezplatn\u00fdch v\u00fdb\u011br\u016f z bankomat\u016f: 200 \u20ac Standard\/Plus, 400 \u20ac Premium, 800 \u20ac Metal, 2000 \u20ac Ultra.<\/li>\r\n \t<li>Premium, Metal a Ultra zahrnuj\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed, ale plat\u00ed pro n\u011bj podm\u00ednky a maxim\u00e1ln\u00ed d\u00e9lka cesty.<\/li>\r\n \t<li>Nejvhodn\u011bj\u0161\u00ed pro cestovatele, kte\u0159\u00ed cht\u011bj\u00ed flexibiln\u00ed aplikaci, v\u00edc m\u011bn a siln\u00fd bezplatn\u00fd tarif.<\/li>\r\n<\/ul>\r\n<p style=\"text-align: left;\"><a href=\"https:\/\/revolut.com\/referral\/?referral-code=nicolax1cl!APR1-24-AR-L1\"><strong>Zalo\u017eit \u00fa\u010det u Revolutu<\/strong><\/a><\/p>\r\n\r\n<h3 style=\"text-align: left;\"><b>Recenze \u00fa\u010dtu Wise<\/b><\/h3>\r\n<img decoding=\"async\" class=\"aligncenter wp-image-4699 size-full\" src=\"https:\/\/ilbackpacker.it\/wp-content\/uploads\/2023\/03\/Conto_wise_recensione.png\" alt=\"\" width=\"1100\" height=\"546\" srcset=\"https:\/\/ilbackpacker.it\/wp-content\/uploads\/2023\/03\/Conto_wise_recensione.png 1100w, https:\/\/ilbackpacker.it\/wp-content\/uploads\/2023\/03\/Conto_wise_recensione-300x149.png 300w, https:\/\/ilbackpacker.it\/wp-content\/uploads\/2023\/03\/Conto_wise_recensione-1024x508.png 1024w, https:\/\/ilbackpacker.it\/wp-content\/uploads\/2023\/03\/Conto_wise_recensione-768x381.png 768w\" sizes=\"(max-width: 1100px) 100vw, 1100px\" \/>\r\n<p style=\"text-align: left;\"><a href=\"https:\/\/wise.prf.hn\/l\/75dqE2B\">Wise<\/a>, d\u0159\u00edve TransferWise, se hod\u00ed hlavn\u011b tehdy, kdy\u017e pravideln\u011b dr\u017e\u00ed\u0161, p\u0159ij\u00edm\u00e1\u0161 nebo pos\u00edl\u00e1\u0161 pen\u00edze v r\u016fzn\u00fdch m\u011bn\u00e1ch.<\/p>\r\n<p style=\"text-align: left;\">Za veden\u00ed \u00fa\u010dtu se neplat\u00ed \u017e\u00e1dn\u00fd m\u011bs\u00ed\u010dn\u00ed poplatek a m\u016f\u017ee\u0161 dr\u017eet a spravovat v\u00edc ne\u017e 40 m\u011bn. P\u0159evod m\u011bny prob\u00edh\u00e1 za st\u0159edov\u00fd kurz plus transparentn\u00ed poplatek, kter\u00fd se li\u0161\u00ed podle toho, o jak\u00e9 m\u011bny jde. Wise te\u010f uv\u00e1d\u00ed poplatky za p\u0159evod zhruba od 0,2 %.<\/p>\r\n<p style=\"text-align: left;\">Fyzick\u00e1 debetn\u00ed karta stoj\u00ed pro lidi s bydli\u0161t\u011bm v It\u00e1lii 7 \u20ac, digit\u00e1ln\u00ed karta je zdarma. Kdy\u017e plat\u00ed\u0161 v m\u011bn\u011b, kterou u\u017e na \u00fa\u010dtu Wise m\u00e1\u0161, \u017e\u00e1dn\u00fd poplatek za p\u0159evod neplat\u00ed\u0161. Pokud tu m\u011bnu nem\u00e1\u0161, Wise ji automaticky p\u0159evede z n\u011bkter\u00e9ho z tv\u00fdch dostupn\u00fdch z\u016fstatk\u016f a na\u00fa\u010dtuje p\u0159\u00edslu\u0161n\u00fd poplatek za p\u0159evod.<\/p>\r\n<p style=\"text-align: left;\">U v\u00fdb\u011br\u016f z bankomat\u016f maj\u00ed lid\u00e9 s bydli\u0161t\u011bm v It\u00e1lii te\u010f a\u017e 250 \u20ac m\u011bs\u00ed\u010dn\u011b bez poplatku za v\u00fdb\u011br od Wise. Nad tento limit si Wise \u00fa\u010dtuje 2,69 % z \u010d\u00e1stky, kter\u00e1 limit p\u0159esahuje. Jako v\u017edycky si i samotn\u00fd bankomat m\u016f\u017ee p\u0159idat vlastn\u00ed poplatek.<\/p>\r\n<p style=\"text-align: left;\">Wise se hod\u00ed hlavn\u011b lidem, kte\u0159\u00ed p\u0159esouvaj\u00ed pen\u00edze mezi zem\u011bmi nebo dost\u00e1vaj\u00ed zaplaceno v r\u016fzn\u00fdch m\u011bn\u00e1ch. Na \u010dist\u011b cestovn\u00ed \u00fatratu m\u016f\u017eou b\u00fdt podle tv\u00fdch pot\u0159eb jednodu\u0161\u0161\u00ed Revolut, N26 nebo Trade Republic, ale Wise z\u016fst\u00e1v\u00e1 jednou z nejtransparentn\u011bj\u0161\u00edch mo\u017enost\u00ed.<\/p>\r\n<p style=\"text-align: left;\">P\u0159esn\u00fd poplatek si m\u016f\u017ee\u0161 p\u0159ed p\u0159evodem nebo sm\u011bnou zjistit na <a href=\"https:\/\/wise.prf.hn\/l\/6kR1lL2\">kalkula\u010dce poplatk\u016f<\/a> od Wise. U velk\u00fdch mezin\u00e1rodn\u00edch p\u0159evod\u016f se vyplat\u00ed pro srovn\u00e1n\u00ed mrknout i na <a href=\"https:\/\/www.financeads.net\/tc.php?t=30113C4772109258T\">Atlantic Money<\/a>.<\/p>\r\n<p style=\"text-align: left;\"><b>Wise v kostce:<\/b><\/p>\r\n\r\n<ul style=\"text-align: left;\">\r\n \t<li>\u017d\u00e1dn\u00fd m\u011bs\u00ed\u010dn\u00ed poplatek za \u00fa\u010det.<\/li>\r\n \t<li>Jednor\u00e1zov\u00fd poplatek 7 \u20ac za fyzickou kartu v It\u00e1lii; digit\u00e1ln\u00ed karta je zdarma.<\/li>\r\n \t<li>Dr\u017een\u00ed a spr\u00e1va v\u00edc ne\u017e 40 m\u011bn.<\/li>\r\n \t<li>P\u0159evod m\u011bny za st\u0159edov\u00fd kurz plus transparentn\u00ed poplatek, zhruba od 0,2 % podle m\u011bny.<\/li>\r\n \t<li>A\u017e 250 \u20ac m\u011bs\u00ed\u010dn\u011b ve v\u00fdb\u011brech z bankomat\u016f bez poplatku za v\u00fdb\u011br od Wise; nad limit 2,69 %.<\/li>\r\n \t<li>Nejvhodn\u011bj\u0161\u00ed pro cestovatele, kte\u0159\u00ed \u010dasto dr\u017e\u00ed, p\u0159ij\u00edmaj\u00ed nebo pos\u00edlaj\u00ed pen\u00edze ve v\u00edce m\u011bn\u00e1ch.<\/li>\r\n<\/ul>\r\n<p style=\"text-align: left;\"><a href=\"https:\/\/wise.prf.hn\/l\/75dqE2B\"><strong>Zalo\u017eit \u00fa\u010det u Wise<\/strong><\/a><\/p>\r\n\r\n<h3 style=\"text-align: left;\"><b>Recenze \u00fa\u010dtu N26<\/b><\/h3>\r\n<img decoding=\"async\" class=\"aligncenter size-full wp-image-7689\" src=\"https:\/\/ilbackpacker.it\/wp-content\/uploads\/2024\/05\/n26_review.png\" alt=\"\" width=\"3018\" height=\"1710\" srcset=\"https:\/\/ilbackpacker.it\/wp-content\/uploads\/2024\/05\/n26_review.png 3018w, https:\/\/ilbackpacker.it\/wp-content\/uploads\/2024\/05\/n26_review-300x170.png 300w, https:\/\/ilbackpacker.it\/wp-content\/uploads\/2024\/05\/n26_review-1024x580.png 1024w, https:\/\/ilbackpacker.it\/wp-content\/uploads\/2024\/05\/n26_review-768x435.png 768w, https:\/\/ilbackpacker.it\/wp-content\/uploads\/2024\/05\/n26_review-1536x870.png 1536w, https:\/\/ilbackpacker.it\/wp-content\/uploads\/2024\/05\/n26_review-2048x1160.png 2048w\" sizes=\"(max-width: 3018px) 100vw, 3018px\" \/>\r\n<p style=\"text-align: left;\">N26 je dal\u0161\u00ed \u010dist\u011b online banka. V It\u00e1lii jsou hlavn\u00ed osobn\u00ed tarify Standard, Smart, Go a Metal.<\/p>\r\n<p style=\"text-align: left;\"><a href=\"https:\/\/n26-eu.c2nwa3.net\/c\/1433143\/659999\/10375\"><strong>N26 Standard<\/strong><\/a> nem\u00e1 \u017e\u00e1dn\u00fd m\u011bs\u00ed\u010dn\u00ed poplatek a zahrnuje bezplatnou virtu\u00e1ln\u00ed kartu Mastercard. Fyzickou kartu si m\u016f\u017ee\u0161 objednat za jednor\u00e1zov\u00fd poplatek. \u00da\u010det zahrnuje t\u0159i bezplatn\u00e9 v\u00fdb\u011bry z bankomat\u016f m\u011bs\u00ed\u010dn\u011b v euroz\u00f3n\u011b.<\/p>\r\n<p style=\"text-align: left;\">Nejv\u011bt\u0161\u00ed v\u00fdhoda pro cestovatele je, \u017ee N26 si k platb\u00e1m kartou v jin\u00e9 m\u011bn\u011b nep\u0159ipo\u010d\u00edt\u00e1v\u00e1 poplatek za zahrani\u010dn\u00ed transakce. Standard a Smart si ale \u00fa\u010dtuj\u00ed 1,7 % za v\u00fdb\u011bry z bankomat\u016f mimo euroz\u00f3nu.<\/p>\r\n<p style=\"text-align: left;\"><a href=\"https:\/\/n26-eu.c2nwa3.net\/c\/1433143\/659999\/10375\"><strong>N26 Smart<\/strong><\/a> stoj\u00ed 4,90 \u20ac m\u011bs\u00ed\u010dn\u011b a p\u0159id\u00e1v\u00e1 hlavn\u011b funkce na rozpo\u010det a spr\u00e1vu \u00fa\u010dtu. Z hlediska cestov\u00e1n\u00ed mi ten p\u0159\u00edplatek nep\u0159ijde nijak zvl\u00e1\u0161\u0165 l\u00e1kav\u00fd.<\/p>\r\n<p style=\"text-align: left;\"><a href=\"https:\/\/n26-eu.c2nwa3.net\/c\/1433143\/659999\/10375\"><strong>N26 Go<\/strong><\/a>, d\u0159\u00edve zn\u00e1m\u00fd jako N26 You, stoj\u00ed 9,90 \u20ac m\u011bs\u00ed\u010dn\u011b. Tohle je tarif, kter\u00fd za\u010d\u00edn\u00e1 b\u00fdt pro cestovatele opravdu zaj\u00edmav\u00fd: v\u00fdb\u011bry z bankomat\u016f mimo euroz\u00f3nu jsou zdarma, platby kartou jsou bez poplatku za zahrani\u010dn\u00ed transakce a sou\u010d\u00e1st\u00ed je cestovn\u00ed poji\u0161t\u011bn\u00ed od Allianz Assistance. N26 te\u010f nav\u00edc nab\u00edz\u00ed 1% cashback z vybran\u00fdch plateb kartou mimo EHP, Spojen\u00e9 kr\u00e1lovstv\u00ed a \u0160v\u00fdcarsko.<\/p>\r\n<p style=\"text-align: left;\"><strong>N26 Metal<\/strong> stoj\u00ed 16,90 \u20ac m\u011bs\u00ed\u010dn\u011b a zahrnuje stejn\u00e9 z\u00e1kladn\u00ed cestovn\u00ed v\u00fdhody jako Go, plus dal\u0161\u00ed poji\u0161t\u011bn\u00ed a pr\u00e9miov\u00e9 v\u00fdhody.<\/p>\r\n<p style=\"text-align: left;\">Pokud cestuje\u0161 n\u011bkolikr\u00e1t do roka a jinak by sis kupoval samostatn\u00e9 cestovn\u00ed poji\u0161t\u011bn\u00ed, N26 Go m\u016f\u017ee d\u00e1vat smysl. U dlouhodob\u00fdch cest bych si ale podm\u00ednky poji\u0161t\u011bn\u00ed po\u0159\u00e1d pe\u010dliv\u011b ov\u011b\u0159il, m\u00edsto abych p\u0159edpokl\u00e1dal, \u017ee zahrnut\u00e1 pojistka se hod\u00ed na ka\u017ed\u00fd itiner\u00e1\u0159.<\/p>\r\n<p style=\"text-align: left;\"><b>N26 v kostce:<\/b><\/p>\r\n\r\n<ul style=\"text-align: left;\">\r\n \t<li>Standard: 0 \u20ac m\u011bs\u00ed\u010dn\u011b; Smart: 4,90 \u20ac; Go: 9,90 \u20ac; Metal: 16,90 \u20ac.<\/li>\r\n \t<li>\u017d\u00e1dn\u00fd poplatek za zahrani\u010dn\u00ed transakce u plateb kartou, bez ohledu na tarif.<\/li>\r\n \t<li>Standard zahrnuje t\u0159i bezplatn\u00e9 v\u00fdb\u011bry z bankomat\u016f m\u011bs\u00ed\u010dn\u011b v euroz\u00f3n\u011b.<\/li>\r\n \t<li>Standard a Smart si \u00fa\u010dtuj\u00ed 1,7 % za v\u00fdb\u011bry z bankomat\u016f mimo euroz\u00f3nu.<\/li>\r\n \t<li>Go a Metal zahrnuj\u00ed bezplatn\u00e9 v\u00fdb\u011bry z bankomat\u016f mimo euroz\u00f3nu a cestovn\u00ed poji\u0161t\u011bn\u00ed.<\/li>\r\n \t<li>Nejvhodn\u011bj\u0161\u00ed pro cestovatele, kte\u0159\u00ed cht\u011bj\u00ed plnohodnotn\u00fd bankovn\u00ed \u00fa\u010det, a s tarifem Go i placen\u00fd cestovn\u00ed bal\u00ed\u010dek \u201ev\u0161e v jednom\u201c.<\/li>\r\n<\/ul>\r\n<p style=\"text-align: left;\"><a href=\"https:\/\/n26-eu.c2nwa3.net\/c\/1433143\/659999\/10375\"><strong>Zalo\u017eit \u00fa\u010det u N26<\/strong><\/a><\/p>\r\n\r\n<h3 style=\"text-align: left;\"><b>Recenze Curve<\/b><\/h3>\r\n<p style=\"text-align: center;\"><img decoding=\"async\" class=\"aligncenter size-full wp-image-7687\" src=\"https:\/\/ilbackpacker.it\/wp-content\/uploads\/2024\/05\/curve_review.png\" alt=\"\" width=\"2992\" height=\"1678\" srcset=\"https:\/\/ilbackpacker.it\/wp-content\/uploads\/2024\/05\/curve_review.png 2992w, https:\/\/ilbackpacker.it\/wp-content\/uploads\/2024\/05\/curve_review-300x168.png 300w, https:\/\/ilbackpacker.it\/wp-content\/uploads\/2024\/05\/curve_review-1024x574.png 1024w, https:\/\/ilbackpacker.it\/wp-content\/uploads\/2024\/05\/curve_review-768x431.png 768w, https:\/\/ilbackpacker.it\/wp-content\/uploads\/2024\/05\/curve_review-1536x861.png 1536w, https:\/\/ilbackpacker.it\/wp-content\/uploads\/2024\/05\/curve_review-2048x1149.png 2048w\" sizes=\"(max-width: 2992px) 100vw, 2992px\" \/><\/p>\r\n<p style=\"text-align: left;\">Curve se od ostatn\u00edch produkt\u016f v tomhle \u010dl\u00e1nku li\u0161\u00ed. Je to v podstat\u011b pen\u011b\u017eenka, do kter\u00e9 si m\u016f\u017ee\u0161 propojit n\u011bkolik st\u00e1vaj\u00edc\u00edch karet Visa nebo Mastercard a pou\u017e\u00edvat je p\u0159es jedinou kartu Curve.<\/p>\r\n<p style=\"text-align: left;\">V aplikaci si vybere\u0161, ze kter\u00e9 karty chce\u0161 platit, a Curve platbu provede p\u0159es ni. To m\u016f\u017ee b\u00fdt praktick\u00e9, pokud m\u00e1\u0161 v\u00edc \u00fa\u010dt\u016f a nechce\u0161 s sebou nosit v\u0161echny karty.<\/p>\r\n<p style=\"text-align: left;\">Curve taky um\u00ed prov\u00e9st p\u0159evod m\u011bny je\u0161t\u011b p\u0159ed t\u00edm, ne\u017e zat\u00ed\u017e\u00ed danou kartu, co\u017e m\u016f\u017ee pomoct, pokud si ta karta norm\u00e1ln\u011b \u00fa\u010dtuje drahou p\u0159ir\u00e1\u017eku ke sm\u011bnn\u00e9mu kurzu.<\/p>\r\n<p style=\"text-align: left;\">Aktu\u00e1ln\u00ed tarify jsou Curve Pay, Curve Pay X, Curve Pay Pro a Curve Pay Pro+.<\/p>\r\n<p style=\"text-align: left;\"><a href=\"https:\/\/www.financeads.net\/tc.php?t=30113C370871230T\"><strong>Curve Pay<\/strong><\/a> je zdarma. Zahrnuje a\u017e 250 \u20ac m\u011bs\u00ed\u010dn\u011b na platby v ciz\u00ed m\u011bn\u011b bez poplatku. Nad tuto \u010d\u00e1stku si Curve \u00fa\u010dtuje 2,99 %. V\u00fdb\u011bry z bankomat\u016f v bezplatn\u00e9m tarifu stoj\u00ed 2 % nebo 2 \u20ac, podle toho, co je vy\u0161\u0161\u00ed, a nav\u00edc se plat\u00ed v\u00edkendov\u00fd poplatek za sm\u011bnu m\u011bny.<\/p>\r\n<p style=\"text-align: left;\"><strong>Curve Pay X<\/strong> stoj\u00ed 5,99 \u20ac m\u011bs\u00ed\u010dn\u011b a v\u00fdrazn\u011b zvy\u0161uje limit na platby v ciz\u00ed m\u011bn\u011b bez poplatku a z\u00e1rove\u0148 zahrnuje a\u017e 300 \u20ac m\u011bs\u00ed\u010dn\u011b na v\u00fdb\u011bry z bankomat\u016f v zahrani\u010d\u00ed bez poplatku.<\/p>\r\n<p style=\"text-align: left;\"><strong>Curve Pay Pro<\/strong> stoj\u00ed 9,99 \u20ac m\u011bs\u00ed\u010dn\u011b a zvy\u0161uje limit na v\u00fdb\u011bry z bankomat\u016f v zahrani\u010d\u00ed na 500 \u20ac, zat\u00edmco <strong>Curve Pay Pro+<\/strong> stoj\u00ed 17,99 \u20ac m\u011bs\u00ed\u010dn\u011b a zvy\u0161uje ho na 1000 \u20ac. Placen\u00e9 tarify p\u0159id\u00e1vaj\u00ed i funkce jako del\u0161\u00ed lh\u016fty pro Go Back in Time a u vy\u0161\u0161\u00edch tarif\u016f i cashback.<\/p>\r\n<p style=\"text-align: left;\">Curve b\u00fdval jedn\u00edm z m\u00fdch nejobl\u00edben\u011bj\u0161\u00edch tip\u016f na cesty, ale bezplatn\u00fd tarif je dnes mnohem m\u00e9n\u011b l\u00e1kav\u00fd. Te\u010f ho vn\u00edm\u00e1m hlavn\u011b jako u\u017eite\u010dnou pen\u011b\u017eenku na spojen\u00ed karet, ne jako nejlep\u0161\u00ed samostatn\u00e9 \u0159e\u0161en\u00ed na cesty.<\/p>\r\n<p style=\"text-align: left;\"><b>Curve v kostce:<\/b><\/p>\r\n\r\n<ul style=\"text-align: left;\">\r\n \t<li>Curve Pay: zdarma; Pay X: 5,99 \u20ac m\u011bs\u00ed\u010dn\u011b; Pay Pro: 9,99 \u20ac m\u011bs\u00ed\u010dn\u011b; Pay Pro+: 17,99 \u20ac m\u011bs\u00ed\u010dn\u011b.<\/li>\r\n \t<li>Bezplatn\u00fd tarif zahrnuje a\u017e 250 \u20ac m\u011bs\u00ed\u010dn\u011b na platby v ciz\u00ed m\u011bn\u011b bez poplatku.<\/li>\r\n \t<li>V\u00fdb\u011bry z bankomat\u016f v bezplatn\u00e9m tarifu stoj\u00ed 2 % nebo 2 \u20ac, podle toho, co je vy\u0161\u0161\u00ed.<\/li>\r\n \t<li>Placen\u00e9 tarify zvy\u0161uj\u00ed limity na platby v ciz\u00ed m\u011bn\u011b i na v\u00fdb\u011bry z bankomat\u016f.<\/li>\r\n \t<li>Umo\u017e\u0148uje spojit n\u011bkolik st\u00e1vaj\u00edc\u00edch karet do jedn\u00e9 pen\u011b\u017eenky.<\/li>\r\n \t<li>Nejvhodn\u011bj\u0161\u00ed pro cestovatele, kte\u0159\u00ed cht\u011bj\u00ed spravovat n\u011bkolik karet v jedn\u00e9 aplikaci, a ne nahradit sv\u016fj hlavn\u00ed bankovn\u00ed \u00fa\u010det.<\/li>\r\n<\/ul>\r\n<p style=\"text-align: left;\"><a href=\"https:\/\/www.financeads.net\/tc.php?t=30113C370871230T\"><strong>Z\u00edskat Curve<\/strong><\/a><\/p>\r\n\r\n<h2 style=\"text-align: left;\"><b>Jakou kartu na cesty si vybrat?<\/b><\/h2>\r\n<p style=\"text-align: left;\">Jedna dokonal\u00e1 karta na cesty neexistuje. Z\u00e1le\u017e\u00ed na tom, jak \u010dasto vyb\u00edr\u00e1\u0161 hotovost, kolik utr\u00e1c\u00ed\u0161 v ciz\u00edch m\u011bn\u00e1ch, jestli chce\u0161 platit m\u011bs\u00ed\u010dn\u00ed poplatek a kter\u00e9 \u00fa\u010dty jsou dostupn\u00e9 ve tv\u00e9 zemi.<\/p>\r\n<p style=\"text-align: left;\">J\u00e1 osobn\u011b bych se zam\u011b\u0159il na tohle:<\/p>\r\n\r\n<ol style=\"text-align: left;\">\r\n \t<li><strong>Pokud chce\u0161 m\u00edt pevn\u00e9 n\u00e1klady na nule:<\/strong> <a href=\"https:\/\/traderepublicbank.sjv.io\/c\/1433143\/2135894\/23226?productName=BROKERAGE&amp;countryCode=IT\">Trade Republic<\/a> je pro cestovatele naprosto jednoduch\u00fd, zat\u00edmco <a href=\"https:\/\/revolut.com\/referral\/?referral-code=nicolax1cl!APR1-24-AR-L1\">Revolut<\/a> a <a href=\"https:\/\/wise.prf.hn\/l\/75dqE2B\">Wise<\/a> jsou v\u00fdborn\u00e9 z\u00e1lo\u017en\u00ed karty. Dva r\u016fzn\u00e9 \u00fa\u010dty ti daj\u00ed mnohem v\u00edc flexibility, ne\u017e kdy\u017e spol\u00e9h\u00e1\u0161 na jedinou kartu.<\/li>\r\n \t<li><strong>Pokud cestuje\u0161 \u010dasto a nevad\u00ed ti m\u011bs\u00ed\u010dn\u00ed poplatek:<\/strong> <a href=\"https:\/\/n26-eu.c2nwa3.net\/c\/1433143\/659999\/10375\">N26 Go<\/a> je zaj\u00edmav\u00fd, proto\u017ee spojuje bezplatn\u00e9 v\u00fdb\u011bry z bankomat\u016f v zahrani\u010d\u00ed s cestovn\u00edm poji\u0161t\u011bn\u00edm a dal\u0161\u00edmi cestovn\u00edmi v\u00fdhodami. Smysl m\u016f\u017eou d\u00e1vat i <a href=\"https:\/\/revolut.com\/referral\/?referral-code=nicolax1cl!APR1-24-AR-L1\">Revolut Premium nebo Metal<\/a>, pokud vyu\u017eije\u0161 jejich dal\u0161\u00ed funkce.<\/li>\r\n \t<li><strong>Pokud pravideln\u011b pracuje\u0161 s n\u011bkolika m\u011bnami nebo s mezin\u00e1rodn\u00edmi p\u0159evody:<\/strong> <a href=\"https:\/\/wise.prf.hn\/l\/75dqE2B\">Wise<\/a> z\u016fst\u00e1v\u00e1 jedn\u00edm z neju\u017eite\u010dn\u011bj\u0161\u00edch \u00fa\u010dt\u016f, kter\u00e9 se vyplat\u00ed m\u00edt.<\/li>\r\n \t<li><strong>Pokud u\u017e m\u00e1\u0161 n\u011bkolik karet a chce\u0161 je spojit:<\/strong> <a href=\"https:\/\/www.financeads.net\/tc.php?t=30113C370871230T\">Curve<\/a> se po\u0159\u00e1d m\u016f\u017ee hodit, i kdy\u017e bezplatn\u00fd tarif bych si nevybral hlavn\u011b kv\u016fli v\u00fdb\u011br\u016fm z bankomat\u016f.<\/li>\r\n<\/ol>\r\n<p style=\"text-align: left;\">A\u0165 si vybere\u0161 cokoli, d\u016frazn\u011b ti doporu\u010duju cestovat aspo\u0148 se dv\u011bma kartami, ide\u00e1ln\u011b od r\u016fzn\u00fdch karetn\u00edch spole\u010dnost\u00ed nebo vydavatel\u016f, a m\u00edt je ulo\u017een\u00e9 na r\u016fzn\u00fdch m\u00edstech. Karty ti m\u016f\u017eou ukr\u00e1st, zablokovat, m\u016f\u017eou se odmagnetovat nebo je v tu nejhor\u0161\u00ed mo\u017enou chv\u00edli spolkne bankomat.<\/p>\r\n<p style=\"text-align: left;\">Taky s sebou v\u017edycky nos\u00edm trochu hotovosti pro p\u0159\u00edpad nouze. Eura se daj\u00ed snadno vym\u011bnit v mnoha zem\u00edch, zat\u00edmco americk\u00e9 dolary sm\u011bn\u00e1rny \u010dasto berou je\u0161t\u011b ochotn\u011bji.<\/p>\r\n<p style=\"text-align: left;\">Pokud m\u00e1\u0161 n\u011bjak\u00e9 ot\u00e1zky nebo v\u00ed\u0161 o dal\u0161\u00edm \u00fa\u010dtu na cesty, kter\u00fd by st\u00e1l za to p\u0159idat do seznamu, klidn\u011b mi napi\u0161 koment\u00e1\u0159.<\/p>\r\n<p style=\"text-align: left;\"><em>P.S. Pokud ti tento \u010dl\u00e1nek pomohl, zva\u017e, jestli si nezalo\u017e\u00ed\u0161 \u00fa\u010det p\u0159es n\u011bkter\u00fd z affiliate odkaz\u016f na t\u00e9to str\u00e1nce. Podpo\u0159\u00ed\u0161 t\u00edm web a tebe to nebude st\u00e1t nic nav\u00edc. D\u011bkuju!<\/em><\/p>\r\n<p style=\"text-align: center;\"><em><a href=\"https:\/\/www.paypal.com\/donate\/?hosted_button_id=QTBBEQQCE37GA\">Na dary, pizzu a virtu\u00e1ln\u00ed pivo<\/a> \ud83d\ude42<\/em><\/p>\r\n<p style=\"text-align: center;\"><strong><em>L\u00edbil se ti tento \u010dl\u00e1nek? P\u0159ipni si ho!<\/em><\/strong><\/p>\r\n<img decoding=\"async\" class=\"aligncenter size-full wp-image-7697\" src=\"https:\/\/ilbackpacker.it\/wp-content\/uploads\/2024\/05\/Copy-of-Copy-of-Copy-of-there.png\" alt=\"\" width=\"330\" height=\"495\" srcset=\"https:\/\/ilbackpacker.it\/wp-content\/uploads\/2024\/05\/Copy-of-Copy-of-Copy-of-there.png 330w, https:\/\/ilbackpacker.it\/wp-content\/uploads\/2024\/05\/Copy-of-Copy-of-Copy-of-there-200x300.png 200w\" sizes=\"(max-width: 330px) 100vw, 330px\" \/>","protected":false},"excerpt":{"rendered":"V tomhle \u010dl\u00e1nku shrnuju, jak\u00e9 mo\u017enosti si vybrat a pro\u010d je tak d\u016fle\u017eit\u00e9 tyhle n\u00e1klady co nejv\u00edc sn\u00ed\u017eit. V\u0159ele ti doporu\u010duju p\u0159e\u010d\u00edst si cel\u00fd \u010dl\u00e1nek, abys pochopil, pro\u010d doporu\u010duju konkr\u00e9tn\u00ed \u00fa\u010dty a jak se vyhnout r\u016fzn\u00fdm poplatk\u016fm, co\u017e \u010dasto nen\u00ed jen ot\u00e1zka toho m\u00edt spr\u00e1vnou kartu.","protected":false},"author":2,"featured_media":1790,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[402],"tags":[],"class_list":["post-10195","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-vybaveni"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.4 - aioseo.com -->\n\t<meta name=\"description\" content=\"V tomhle \u010dl\u00e1nku shrnuju, jak\u00e9 mo\u017enosti si vybrat a pro\u010d je tak d\u016fle\u017eit\u00e9 tyhle n\u00e1klady co nejv\u00edc sn\u00ed\u017eit. V\u0159ele ti doporu\u010duju p\u0159e\u010d\u00edst si cel\u00fd \u010dl\u00e1nek, abys pochopil, pro\u010d doporu\u010duju konkr\u00e9tn\u00ed \u00fa\u010dty a jak se vyhnout r\u016fzn\u00fdm poplatk\u016fm, co\u017e \u010dasto nen\u00ed jen ot\u00e1zka toho m\u00edt spr\u00e1vnou kartu.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"Tr1nCa92\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/ilbackpacker.it\/cs\/zacni-tady\/vybaveni\/platebni-karty-na-cesty\/\" \/>\n\t\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.4\" \/>\n\t\t<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Il Backpacker - Viaggi economici con lo zaino in spalla.\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Nejlep\u0161\u00ed platebn\u00ed karty pro backpackery v roce 2026 - Il Backpacker\" \/>\n\t\t<meta property=\"og:description\" content=\"V tomhle \u010dl\u00e1nku shrnuju, jak\u00e9 mo\u017enosti si vybrat a pro\u010d je tak d\u016fle\u017eit\u00e9 tyhle n\u00e1klady co nejv\u00edc sn\u00ed\u017eit. V\u0159ele ti doporu\u010duju p\u0159e\u010d\u00edst si cel\u00fd \u010dl\u00e1nek, abys pochopil, pro\u010d doporu\u010duju konkr\u00e9tn\u00ed \u00fa\u010dty a jak se vyhnout r\u016fzn\u00fdm poplatk\u016fm, co\u017e \u010dasto nen\u00ed jen ot\u00e1zka toho m\u00edt spr\u00e1vnou kartu.\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/ilbackpacker.it\/cs\/zacni-tady\/vybaveni\/platebni-karty-na-cesty\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2018-11-07T20:56:02+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2026-10-28T23:23:59+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Nejlep\u0161\u00ed platebn\u00ed karty pro backpackery v roce 2026 - Il Backpacker\" \/>\n\t\t<meta name=\"twitter:description\" content=\"V tomhle \u010dl\u00e1nku shrnuju, jak\u00e9 mo\u017enosti si vybrat a pro\u010d je tak d\u016fle\u017eit\u00e9 tyhle n\u00e1klady co nejv\u00edc sn\u00ed\u017eit. V\u0159ele ti doporu\u010duju p\u0159e\u010d\u00edst si cel\u00fd \u010dl\u00e1nek, abys pochopil, pro\u010d doporu\u010duju konkr\u00e9tn\u00ed \u00fa\u010dty a jak se vyhnout r\u016fzn\u00fdm poplatk\u016fm, co\u017e \u010dasto nen\u00ed jen ot\u00e1zka toho m\u00edt spr\u00e1vnou kartu.\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BlogPosting\",\"@id\":\"https:\\\/\\\/ilbackpacker.it\\\/cs\\\/zacni-tady\\\/vybaveni\\\/platebni-karty-na-cesty\\\/#blogposting\",\"name\":\"Nejlep\\u0161\\u00ed platebn\\u00ed karty pro backpackery v roce 2026 - Il Backpacker\",\"headline\":\"Nejlep\\u0161\\u00ed platebn\\u00ed karty pro backpackery v roce 2026\",\"author\":{\"@id\":\"https:\\\/\\\/ilbackpacker.it\\\/cs\\\/author\\\/tr1nca92\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/ilbackpacker.it\\\/cs\\\/#organization\"},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/ilbackpacker.it\\\/wp-content\\\/uploads\\\/2018\\\/11\\\/migliori_conti_per_viaggiare.jpg\",\"width\":1920,\"height\":1080,\"caption\":\"Guida alla scelta delle migliori carte per viaggiare\"},\"datePublished\":\"2018-11-07T21:56:02+01:00\",\"dateModified\":\"2026-10-29T00:23:59+01:00\",\"inLanguage\":\"cs-CZ\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/ilbackpacker.it\\\/cs\\\/zacni-tady\\\/vybaveni\\\/platebni-karty-na-cesty\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/ilbackpacker.it\\\/cs\\\/zacni-tady\\\/vybaveni\\\/platebni-karty-na-cesty\\\/#webpage\"},\"articleSection\":\"VYBAVEN\\u00cd, Optional\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/ilbackpacker.it\\\/cs\\\/zacni-tady\\\/vybaveni\\\/platebni-karty-na-cesty\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/ilbackpacker.it\\\/cs\\\/#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/ilbackpacker.it\\\/cs\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/ilbackpacker.it\\\/cs\\\/category\\\/zacni-tady\\\/#listItem\",\"name\":\"Za\\u010dni tady\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/ilbackpacker.it\\\/cs\\\/category\\\/zacni-tady\\\/#listItem\",\"position\":2,\"name\":\"Za\\u010dni tady\",\"item\":\"https:\\\/\\\/ilbackpacker.it\\\/cs\\\/category\\\/zacni-tady\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/ilbackpacker.it\\\/cs\\\/category\\\/zacni-tady\\\/vybaveni\\\/#listItem\",\"name\":\"VYBAVEN\\u00cd\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/ilbackpacker.it\\\/cs\\\/#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/ilbackpacker.it\\\/cs\\\/category\\\/zacni-tady\\\/vybaveni\\\/#listItem\",\"position\":3,\"name\":\"VYBAVEN\\u00cd\",\"item\":\"https:\\\/\\\/ilbackpacker.it\\\/cs\\\/category\\\/zacni-tady\\\/vybaveni\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/ilbackpacker.it\\\/cs\\\/zacni-tady\\\/vybaveni\\\/platebni-karty-na-cesty\\\/#listItem\",\"name\":\"Nejlep\\u0161\\u00ed platebn\\u00ed karty pro backpackery v roce 2026\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/ilbackpacker.it\\\/cs\\\/category\\\/zacni-tady\\\/#listItem\",\"name\":\"Za\\u010dni tady\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/ilbackpacker.it\\\/cs\\\/zacni-tady\\\/vybaveni\\\/platebni-karty-na-cesty\\\/#listItem\",\"position\":4,\"name\":\"Nejlep\\u0161\\u00ed platebn\\u00ed karty pro backpackery v roce 2026\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/ilbackpacker.it\\\/cs\\\/category\\\/zacni-tady\\\/vybaveni\\\/#listItem\",\"name\":\"VYBAVEN\\u00cd\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/ilbackpacker.it\\\/cs\\\/#organization\",\"name\":\"Il Backpacker\",\"description\":\"Viaggi economici con lo zaino in spalla.\",\"url\":\"https:\\\/\\\/ilbackpacker.it\\\/cs\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/ilbackpacker.it\\\/cs\\\/author\\\/tr1nca92\\\/#author\",\"url\":\"https:\\\/\\\/ilbackpacker.it\\\/cs\\\/author\\\/tr1nca92\\\/\",\"name\":\"Tr1nCa92\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/ilbackpacker.it\\\/cs\\\/zacni-tady\\\/vybaveni\\\/platebni-karty-na-cesty\\\/#authorImage\",\"url\":\"https:\\\/\\\/ilbackpacker.it\\\/wp-content\\\/litespeed\\\/avatar\\\/418eb0c2717e744a80a3e0af9ac6669f.jpg?ver=1792760718\",\"width\":96,\"height\":96,\"caption\":\"Tr1nCa92\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/ilbackpacker.it\\\/cs\\\/zacni-tady\\\/vybaveni\\\/platebni-karty-na-cesty\\\/#webpage\",\"url\":\"https:\\\/\\\/ilbackpacker.it\\\/cs\\\/zacni-tady\\\/vybaveni\\\/platebni-karty-na-cesty\\\/\",\"name\":\"Nejlep\\u0161\\u00ed platebn\\u00ed karty pro backpackery v roce 2026 - Il Backpacker\",\"description\":\"V tomhle \\u010dl\\u00e1nku shrnuju, jak\\u00e9 mo\\u017enosti si vybrat a pro\\u010d je tak d\\u016fle\\u017eit\\u00e9 tyhle n\\u00e1klady co nejv\\u00edc sn\\u00ed\\u017eit. V\\u0159ele ti doporu\\u010duju p\\u0159e\\u010d\\u00edst si cel\\u00fd \\u010dl\\u00e1nek, abys pochopil, pro\\u010d doporu\\u010duju konkr\\u00e9tn\\u00ed \\u00fa\\u010dty a jak se vyhnout r\\u016fzn\\u00fdm poplatk\\u016fm, co\\u017e \\u010dasto nen\\u00ed jen ot\\u00e1zka toho m\\u00edt spr\\u00e1vnou kartu.\",\"inLanguage\":\"cs-CZ\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/ilbackpacker.it\\\/cs\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/ilbackpacker.it\\\/cs\\\/zacni-tady\\\/vybaveni\\\/platebni-karty-na-cesty\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/ilbackpacker.it\\\/cs\\\/author\\\/tr1nca92\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/ilbackpacker.it\\\/cs\\\/author\\\/tr1nca92\\\/#author\"},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/ilbackpacker.it\\\/wp-content\\\/uploads\\\/2018\\\/11\\\/migliori_conti_per_viaggiare.jpg\",\"@id\":\"https:\\\/\\\/ilbackpacker.it\\\/cs\\\/zacni-tady\\\/vybaveni\\\/platebni-karty-na-cesty\\\/#mainImage\",\"width\":1920,\"height\":1080,\"caption\":\"Guida alla scelta delle migliori carte per viaggiare\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/ilbackpacker.it\\\/cs\\\/zacni-tady\\\/vybaveni\\\/platebni-karty-na-cesty\\\/#mainImage\"},\"datePublished\":\"2018-11-07T21:56:02+01:00\",\"dateModified\":\"2026-10-29T00:23:59+01:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/ilbackpacker.it\\\/cs\\\/#website\",\"url\":\"https:\\\/\\\/ilbackpacker.it\\\/cs\\\/\",\"name\":\"Il Backpacker\",\"description\":\"Viaggi economici con lo zaino in spalla.\",\"inLanguage\":\"cs-CZ\",\"publisher\":{\"@id\":\"https:\\\/\\\/ilbackpacker.it\\\/cs\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Nejlep\u0161\u00ed platebn\u00ed karty pro backpackery v roce 2026 - Il Backpacker","description":"V tomhle \u010dl\u00e1nku shrnuju, jak\u00e9 mo\u017enosti si vybrat a pro\u010d je tak d\u016fle\u017eit\u00e9 tyhle n\u00e1klady co nejv\u00edc sn\u00ed\u017eit. V\u0159ele ti doporu\u010duju p\u0159e\u010d\u00edst si cel\u00fd \u010dl\u00e1nek, abys pochopil, pro\u010d doporu\u010duju konkr\u00e9tn\u00ed \u00fa\u010dty a jak se vyhnout r\u016fzn\u00fdm poplatk\u016fm, co\u017e \u010dasto nen\u00ed jen ot\u00e1zka toho m\u00edt spr\u00e1vnou kartu.","canonical_url":"https:\/\/ilbackpacker.it\/cs\/zacni-tady\/vybaveni\/platebni-karty-na-cesty\/","robots":"max-image-preview:large","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"BlogPosting","@id":"https:\/\/ilbackpacker.it\/cs\/zacni-tady\/vybaveni\/platebni-karty-na-cesty\/#blogposting","name":"Nejlep\u0161\u00ed platebn\u00ed karty pro backpackery v roce 2026 - Il Backpacker","headline":"Nejlep\u0161\u00ed platebn\u00ed karty pro backpackery v roce 2026","author":{"@id":"https:\/\/ilbackpacker.it\/cs\/author\/tr1nca92\/#author"},"publisher":{"@id":"https:\/\/ilbackpacker.it\/cs\/#organization"},"image":{"@type":"ImageObject","url":"https:\/\/ilbackpacker.it\/wp-content\/uploads\/2018\/11\/migliori_conti_per_viaggiare.jpg","width":1920,"height":1080,"caption":"Guida alla scelta delle migliori carte per viaggiare"},"datePublished":"2018-11-07T21:56:02+01:00","dateModified":"2026-10-29T00:23:59+01:00","inLanguage":"cs-CZ","mainEntityOfPage":{"@id":"https:\/\/ilbackpacker.it\/cs\/zacni-tady\/vybaveni\/platebni-karty-na-cesty\/#webpage"},"isPartOf":{"@id":"https:\/\/ilbackpacker.it\/cs\/zacni-tady\/vybaveni\/platebni-karty-na-cesty\/#webpage"},"articleSection":"VYBAVEN\u00cd, Optional"},{"@type":"BreadcrumbList","@id":"https:\/\/ilbackpacker.it\/cs\/zacni-tady\/vybaveni\/platebni-karty-na-cesty\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/ilbackpacker.it\/cs\/#listItem","position":1,"name":"Home","item":"https:\/\/ilbackpacker.it\/cs\/","nextItem":{"@type":"ListItem","@id":"https:\/\/ilbackpacker.it\/cs\/category\/zacni-tady\/#listItem","name":"Za\u010dni tady"}},{"@type":"ListItem","@id":"https:\/\/ilbackpacker.it\/cs\/category\/zacni-tady\/#listItem","position":2,"name":"Za\u010dni tady","item":"https:\/\/ilbackpacker.it\/cs\/category\/zacni-tady\/","nextItem":{"@type":"ListItem","@id":"https:\/\/ilbackpacker.it\/cs\/category\/zacni-tady\/vybaveni\/#listItem","name":"VYBAVEN\u00cd"},"previousItem":{"@type":"ListItem","@id":"https:\/\/ilbackpacker.it\/cs\/#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/ilbackpacker.it\/cs\/category\/zacni-tady\/vybaveni\/#listItem","position":3,"name":"VYBAVEN\u00cd","item":"https:\/\/ilbackpacker.it\/cs\/category\/zacni-tady\/vybaveni\/","nextItem":{"@type":"ListItem","@id":"https:\/\/ilbackpacker.it\/cs\/zacni-tady\/vybaveni\/platebni-karty-na-cesty\/#listItem","name":"Nejlep\u0161\u00ed platebn\u00ed karty pro backpackery v roce 2026"},"previousItem":{"@type":"ListItem","@id":"https:\/\/ilbackpacker.it\/cs\/category\/zacni-tady\/#listItem","name":"Za\u010dni tady"}},{"@type":"ListItem","@id":"https:\/\/ilbackpacker.it\/cs\/zacni-tady\/vybaveni\/platebni-karty-na-cesty\/#listItem","position":4,"name":"Nejlep\u0161\u00ed platebn\u00ed karty pro backpackery v roce 2026","previousItem":{"@type":"ListItem","@id":"https:\/\/ilbackpacker.it\/cs\/category\/zacni-tady\/vybaveni\/#listItem","name":"VYBAVEN\u00cd"}}]},{"@type":"Organization","@id":"https:\/\/ilbackpacker.it\/cs\/#organization","name":"Il Backpacker","description":"Viaggi economici con lo zaino in spalla.","url":"https:\/\/ilbackpacker.it\/cs\/"},{"@type":"Person","@id":"https:\/\/ilbackpacker.it\/cs\/author\/tr1nca92\/#author","url":"https:\/\/ilbackpacker.it\/cs\/author\/tr1nca92\/","name":"Tr1nCa92","image":{"@type":"ImageObject","@id":"https:\/\/ilbackpacker.it\/cs\/zacni-tady\/vybaveni\/platebni-karty-na-cesty\/#authorImage","url":"https:\/\/ilbackpacker.it\/wp-content\/litespeed\/avatar\/418eb0c2717e744a80a3e0af9ac6669f.jpg?ver=1792760718","width":96,"height":96,"caption":"Tr1nCa92"}},{"@type":"WebPage","@id":"https:\/\/ilbackpacker.it\/cs\/zacni-tady\/vybaveni\/platebni-karty-na-cesty\/#webpage","url":"https:\/\/ilbackpacker.it\/cs\/zacni-tady\/vybaveni\/platebni-karty-na-cesty\/","name":"Nejlep\u0161\u00ed platebn\u00ed karty pro backpackery v roce 2026 - Il Backpacker","description":"V tomhle \u010dl\u00e1nku shrnuju, jak\u00e9 mo\u017enosti si vybrat a pro\u010d je tak d\u016fle\u017eit\u00e9 tyhle n\u00e1klady co nejv\u00edc sn\u00ed\u017eit. V\u0159ele ti doporu\u010duju p\u0159e\u010d\u00edst si cel\u00fd \u010dl\u00e1nek, abys pochopil, pro\u010d doporu\u010duju konkr\u00e9tn\u00ed \u00fa\u010dty a jak se vyhnout r\u016fzn\u00fdm poplatk\u016fm, co\u017e \u010dasto nen\u00ed jen ot\u00e1zka toho m\u00edt spr\u00e1vnou kartu.","inLanguage":"cs-CZ","isPartOf":{"@id":"https:\/\/ilbackpacker.it\/cs\/#website"},"breadcrumb":{"@id":"https:\/\/ilbackpacker.it\/cs\/zacni-tady\/vybaveni\/platebni-karty-na-cesty\/#breadcrumblist"},"author":{"@id":"https:\/\/ilbackpacker.it\/cs\/author\/tr1nca92\/#author"},"creator":{"@id":"https:\/\/ilbackpacker.it\/cs\/author\/tr1nca92\/#author"},"image":{"@type":"ImageObject","url":"https:\/\/ilbackpacker.it\/wp-content\/uploads\/2018\/11\/migliori_conti_per_viaggiare.jpg","@id":"https:\/\/ilbackpacker.it\/cs\/zacni-tady\/vybaveni\/platebni-karty-na-cesty\/#mainImage","width":1920,"height":1080,"caption":"Guida alla scelta delle migliori carte per viaggiare"},"primaryImageOfPage":{"@id":"https:\/\/ilbackpacker.it\/cs\/zacni-tady\/vybaveni\/platebni-karty-na-cesty\/#mainImage"},"datePublished":"2018-11-07T21:56:02+01:00","dateModified":"2026-10-29T00:23:59+01:00"},{"@type":"WebSite","@id":"https:\/\/ilbackpacker.it\/cs\/#website","url":"https:\/\/ilbackpacker.it\/cs\/","name":"Il Backpacker","description":"Viaggi economici con lo zaino in spalla.","inLanguage":"cs-CZ","publisher":{"@id":"https:\/\/ilbackpacker.it\/cs\/#organization"}}]},"og:locale":"cs_CZ","og:site_name":"Il Backpacker - Viaggi economici con lo zaino in spalla.","og:type":"article","og:title":"Nejlep\u0161\u00ed platebn\u00ed karty pro backpackery v roce 2026 - Il Backpacker","og:description":"V tomhle \u010dl\u00e1nku shrnuju, jak\u00e9 mo\u017enosti si vybrat a pro\u010d je tak d\u016fle\u017eit\u00e9 tyhle n\u00e1klady co nejv\u00edc sn\u00ed\u017eit. V\u0159ele ti doporu\u010duju p\u0159e\u010d\u00edst si cel\u00fd \u010dl\u00e1nek, abys pochopil, pro\u010d doporu\u010duju konkr\u00e9tn\u00ed \u00fa\u010dty a jak se vyhnout r\u016fzn\u00fdm poplatk\u016fm, co\u017e \u010dasto nen\u00ed jen ot\u00e1zka toho m\u00edt spr\u00e1vnou kartu.","og:url":"https:\/\/ilbackpacker.it\/cs\/zacni-tady\/vybaveni\/platebni-karty-na-cesty\/","article:published_time":"2018-11-07T20:56:02+00:00","article:modified_time":"2026-10-28T23:23:59+00:00","twitter:card":"summary_large_image","twitter:title":"Nejlep\u0161\u00ed platebn\u00ed karty pro backpackery v roce 2026 - Il Backpacker","twitter:description":"V tomhle \u010dl\u00e1nku shrnuju, jak\u00e9 mo\u017enosti si vybrat a pro\u010d je tak d\u016fle\u017eit\u00e9 tyhle n\u00e1klady co nejv\u00edc sn\u00ed\u017eit. V\u0159ele ti doporu\u010duju p\u0159e\u010d\u00edst si cel\u00fd \u010dl\u00e1nek, abys pochopil, pro\u010d doporu\u010duju konkr\u00e9tn\u00ed \u00fa\u010dty a jak se vyhnout r\u016fzn\u00fdm poplatk\u016fm, co\u017e \u010dasto nen\u00ed jen ot\u00e1zka toho m\u00edt spr\u00e1vnou kartu."},"aioseo_meta_data":[],"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/ilbackpacker.it\/cs\/\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">\u00bb<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/ilbackpacker.it\/cs\/category\/zacni-tady\/\" title=\"Za\u010dni tady\">Za\u010dni tady<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">\u00bb<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/ilbackpacker.it\/cs\/category\/zacni-tady\/vybaveni\/\" title=\"VYBAVEN\u00cd\">VYBAVEN\u00cd<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">\u00bb<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tNejlep\u0161\u00ed platebn\u00ed karty pro backpackery v roce 2026\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/ilbackpacker.it\/cs\/"},{"label":"Za\u010dni tady","link":"https:\/\/ilbackpacker.it\/cs\/category\/zacni-tady\/"},{"label":"VYBAVEN\u00cd","link":"https:\/\/ilbackpacker.it\/cs\/category\/zacni-tady\/vybaveni\/"},{"label":"Nejlep\u0161\u00ed platebn\u00ed karty pro backpackery v roce 2026","link":"https:\/\/ilbackpacker.it\/cs\/zacni-tady\/vybaveni\/platebni-karty-na-cesty\/"}],"_links":{"self":[{"href":"https:\/\/ilbackpacker.it\/cs\/wp-json\/wp\/v2\/posts\/10195","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ilbackpacker.it\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ilbackpacker.it\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ilbackpacker.it\/cs\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/ilbackpacker.it\/cs\/wp-json\/wp\/v2\/comments?post=10195"}],"version-history":[{"count":0,"href":"https:\/\/ilbackpacker.it\/cs\/wp-json\/wp\/v2\/posts\/10195\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ilbackpacker.it\/cs\/wp-json\/wp\/v2\/media\/1790"}],"wp:attachment":[{"href":"https:\/\/ilbackpacker.it\/cs\/wp-json\/wp\/v2\/media?parent=10195"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ilbackpacker.it\/cs\/wp-json\/wp\/v2\/categories?post=10195"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ilbackpacker.it\/cs\/wp-json\/wp\/v2\/tags?post=10195"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}